Warmadewa Economic Development Journal (WEDJ)
Vol. 4 No. 1 (2021): Warmadewa Economic Development Journal (WEDJ)

Pengaruh Dana Pihak Ketiga dan Tingkat Suku Bunga Kredit Terhadap Profitabilitas di PT. Bank Pembangunan Daerah Bali Tahun 2011-2018

I Gusti Putu Khresna Kusumawardhana (Universitas Warmadewa, Denpasar-Bali, Indonesia)
I Made Sara (Unknown)
Anak Agung Sri Purnami (Unknown)



Article Info

Publish Date
06 Apr 2021

Abstract

The banking have important role in development and a country’s economy. The bank has a task for raise funds from the public in shape saving, deposit, current account and channeling it back to the public in shape credit. In process credit channeling the bank hope get the maximum profit, because with increasing profitability bank activities can work smoothly and optimally. This research aims to test the impact third-party funds and credit interest rate against profitability (Return On Assets) at PT. Bali Regional Development Bank on quarterly I. 2011 to quarterly IV. 2018 using multiple linear analysis methods. The results show that the t-test on variable third-party funds has negative and not significantly effect to profitability (Return On Asset) and credit interest rate has negative and significantly effect to profitability (Return On Assets). While the results F-test obtained variable third-party funds and credit interest rate has positive and significantly effect to profitability (Return On Assets) at PT. Bali Regional Development Bank.

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Journal Info

Abbrev

wedj

Publisher

Subject

Economics, Econometrics & Finance

Description

Warmadewa Economic Development Journal (WEDJ), ISSN: 2654-8674 (online) 2654-8682 (Print), is a Journal Research of Economy Development Science published by Warmadewa Press jointly with Faculty of Economy, Universitas Warmadewa. This journal is also dedicated to provide an intellectual space of ...