Al-Azhar Journal of Islamic Economics
VOLUME 3 NOMOR 2, JULI 2021

Selection of Sharia Rural Financing Bank Financing During Covid-19 Pandemic

Azhar Alam (Universitas Muhammadiyah Surakarta)
Dicky Trio Adi Saputro (Universitas Muhammadiyah Surakarta)



Article Info

Publish Date
23 Jul 2021

Abstract

This research discusses the selection of financing submissions for BPRS Magetan customers in the covid-19 pandemic situation. This study aims to determine the criteria for obtaining financing and how BPRS Magetan policy suppresses high financing applications amid the covid-19 pandemic. This study used a descriptive qualitative method by collecting data by conducting in-depth interviews with 14  respondents from BPRS and financing customers. This study stated that BPRS Magetan added the emphasis of analysis in selecting customer members' financing with the 5C method and BI Check. BPRS emphasizes selection analysis in customer human resource,   customer creativity, and customer innovation to develop its business. BPRS Magetan is expected to provide leeway by giving a more extended time and simplifying the disbursement process during the covid-19 pandemic in the form of collateral relief.  

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Journal Info

Abbrev

ajie

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

Al-Azhar Journal of Islamic Economics (AJIE) adalah terbitan berkala ilmiah yang diterbitkan oleh Program Studi Ekonomi Syariah, Sekolah Tinggi Agama Islam (STAI) Al-Azhar Gowa. AJIE terbit dua kali dalam setahun, pada bulan Januari dan ...