Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah
Vol 6, No 2 (2021)

Sharia Bank Policy In Restructuring And Rescheduling Processes For Customers Affected By The Spread Of Covid-19

Fadia Fitriyanti (Universitas Muhammadiyah Yogyakarta - UMY)
Ananda Prasetya Utami (Unknown)
Nisa Nurhofipah Ramadani (Unknown)
Erlangga Aryo Nugroho (Unknown)
Muhammad Ervizal Rizqi Pane (Unknown)



Article Info

Publish Date
04 Sep 2021

Abstract

The Covid-19 virus is an epidemic that has hit all countries in the world, including Indonesia. Almost all aspects of life are disadvantaged, such as the political, social, cultural, religious and economic fields. This pandemic situation has a direct impact on the weakening of the banking system, especially Islamic banking in Indonesia. The government has made regulations governing state finances, namely Government Regulation in Lieu of Law Number 1 Year 2020 and Financial Services Authority Regulation Number 11 / POJK.03 / 2020. The two regulations apply as credit restructuring or financing and rescheduling for those affected by the Covid-19 pandemic. This study aims to analyze the differences in the rescheduling and rescheduling process in Islamic banks before and during the Covid-19 period, and the strategy of Islamic banks in dealing with Covid-19. The methodology used in this research is normative legal research refresh law and book literature. The result of the research is the government through the OJK must supervise the activities carried out by various banks so that finances in Indonesia become stable even in a pandemic situation.

Copyrights © 2021






Journal Info

Abbrev

Mas

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah (e-ISSN: 2580-5800; p-ISSN: 2527-6344) is a journal that is managed by the Islamic Banking Study Program, Muhammadiyah University of Surabaya and in collaboration with professional organizations, namely Ikatan Ahli Ekonomi Islam. This ...