METHODIKA: Jurnal Teknik Informatika dan Sistem Informasi
Vol. 6 No. 2 (2020): September 2020

SISTEM PENENTUAN PEMBERIAN PINJAMAN DANA PADA KOPERASI SIMPAN PINJAM MENGGUNAKAN METODE SIMPLE ADDITIVE WEIGHTING

Gortap Lumbantoruan (Universitas Methodist Indonesia)
Mufria J Purba (Universitas Methodist Indonesia)



Article Info

Publish Date
10 Sep 2020

Abstract

In providing loans, cooperatives have stages that must be passed before credit is decided to be disbursed. The aim is to facilitate cooperatives in assessing the feasibility of a credit application. The loan eligibility assessment is carried out with many assessment criteria including employment, income, capital/shares, number of dependents, and house status. Analysis of loan eligibility requires the accuracy of a credit analyst in analyzing credit applicants submitted by members. If the credit analysis is not precise, then the provision of credit funds can be difficult and even make a loss. So to determine whether a loan application can be accepted or not, of course, cooperative management has many multi-criteria considerations. In this study, an analysis was carried out using the Simple Additive Weighting method to facilitate the process of making feasibility decisions and eliminating lending to prospective debtors. The results of the study show that the results of the calculation of the determination of lending funds to members of savings and loan cooperatives using the simple additive weighting method can show alternatives that are eligible to receive loans with a preference value >= 60% and also alternatives that are not eligible to receive loans, namely with a preference value of <= 60%.

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Journal Info

Abbrev

methodika

Publisher

Subject

Computer Science & IT

Description

JURNAL METHODIKA diterbitkan oleh Program Studi Teknik Informatika dan Program Studi Sistem Informasi Fakultas Ilmu Komputer Universitas Methodist Indonesia Medan sebagai media untuk mempublikasikan hasil penelitian dan pemikiran kalangan Akademisi, Peneliti dan Praktisi bidang Teknik Informatika ...