Jurnal Ilmu Ekonomi
Vol. 2 No. 2 (2018): Jurnal Ilmu Ekonomi

FAKTOR YANG MEMPENGARUHI PENYALURAN KREDIT INVESTASI PADA BANK UMUM DI INDONESIA

Ika Chusniah (Universitas Muhammadiyah Malang)
Syamsul Hadi (Universitas Muhammadiyah Malang)



Article Info

Publish Date
05 Nov 2018

Abstract

study aims to analyzing the progress of credit invesment distribution also third-party fund, Capital Adequacy Ratio (CAR) and Loan to Deposit Ratio (LDR) effects toward credit invesment on commercial bank in Indonesia. This study data collection using secondary data directly from Bank Indonesia  official websites and Indonesian Banking Statistic. Tools used in this analysis is multiple linear regression with time series data. The results of this study shows that third-party fund have positive and significant effects toward credit invesment distribution with coefficient value amount 1.1761 and probability value 0.0000. Capital Adequacy Ratio (CAR) have negative and insignifficant coefficient regression value amount -0.0005 and probability value amount 0.3749. Loan to Deposit Ratio toward credit invesment distribution with coefficient regression value amount 0.0243 and probability value 0.0000. Keywords: third-party fund, Capital Adequacy Ratio, Loan to Deposit Ratio

Copyrights © 2018






Journal Info

Abbrev

jie

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

Jurnal Ilmu Ekonomi, aims to bridge the gap between research and practice, providing information, ideas and opinion, in addition to critical examinations of advances in economic research. Through the coverage of policy and economic developments, the latest results of research into the assessment of ...