Jurnal Ekonomi Kuantitatif Terapan
2021: Vol. 14, No. 2, Agustus 2021 (pp.243-431)

ANALISA DAMPAK KREDIT DARI LEMBAGA KEUANGAN TERHADAP PENDAPATAN UMK DI PROVINSI BALI

Ksama Putra (Unknown)
Ni Putu Wiwin Setyari (MIE UNUD)



Article Info

Publish Date
23 Aug 2021

Abstract

Micro and Small Enterprises (MSEs) are a business scale that dominates the national economy and the regional economy of Bali. Playing a strategic role, MSEs still have limitations in developing their businesses. One solution to overcoming this limitation is through additional capital through business credit lines from financial institutions. With additional capital, business actors can expand marketing, add production factors, improve output quality and so on. But on the other hand, the impact of credit also has a negative effect. Regular debt payments and additional payments through credit interest are the things that affect the smoothness of the company's financial balance. This study aims to determine the impact of credit on MSE income in Bali. The data used are SE2016-Advanced and PODES (BPS) data. The research method uses the analysis technique Propensity Score Matching (PSM). Based on processing results, credit has a significant positive impact on MSE income.

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Journal Info

Abbrev

jekt

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal Ekonomi Kuantitatif Terapan is an academic journal focused on publishing empirical research papers, with a particular emphasis on the use of quantitative analysis tools—such as econometrics, parametric and non-parametric statistics, descriptive statistics, input-output analysis, computable ...