Jurnal Kajian Ekonomi dan Pembangunan
Vol 1, No 4 (2019): Jurnal Kajian Ekonomi dan Pembangunan

ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PERMINTAAN KREDIT KONSUMTIF (STUDI KASUS BANK UMUM DI INDONESIA)

Nofriadi Nofriadi (Universitas Negeri Padang)
Syamsul Amar B (Universitas Negeri Padang)

Article Info

Publish Date
03 Dec 2019

Abstract

This study aims to determine the effect of credit interest rates  and Gross Domestic Products on consumer credit demand at commercial banks in Indonesia. The type of data in this study is time series. In analyzing coherent data from 2010 to 2018, multiple regression methods were used. Based on the results of testing (1) credit interest rates do not significantly influence consumer demand for loans at commercial banks in Indonesia. (2) Gross Domestic Product has a significant effect on consumer demand for loans at Commercial Banks in Indonesia.

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Journal Info
Jurnal Kajian Ekonomi dan Pembangunan
Website

Abbrev

epb

Publisher

Universitas Negeri Padang

Subject

Economics, Econometrics & Finance Social Sciences

Description

Jurnal Kajian Ekonomi dan Pembangunan (JKEP) is a peer-reviewed journal that provides a forum for scientific works pertaining to Development Economics. This journal was first published since June 2019 by the Universitas Negeri Padang.This journal published four times a year and has e-ISSN 2656-0356. ...