Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA)
Vol 1 No 1 (2021): Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) - Maret 2021

ANALISIS PRODUK TABUNGAN WADI’AH PADA PT. BANK PEMBIAYAAN RAKYAT SYARIAH AL-FALAH BANYUASIN

Niken Sania Putri (Mahasiswa Prodi Perbankan Syariah STEBIS IGM Palembang)
Havis Aravik (Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang)



Article Info

Publish Date
15 Mar 2021

Abstract

Sharia banking is currently on the rise and has become a reference for people to invest their funds for various needs. For this reason, various Islamic banking products must be able to be understood by the public, one of which is wadi'ah savings products. This study will discuss the analysis of Wadi'ah savings products at PT. Al Falah Banyuasin Sharia People's Financing Bank. This research is a qualitative study using primary data from direct interviews with stakeholders. The results of this study indicate that the wadi`ah principle applied to the Al Falah Banyuasin BPRS is the wadi'ah yad dhamanah which is applied to current account products. Wadi'ah dhamanah is different from wadi'ah amanah. With the two contracts carried out at the wadiah, it is possible for the depositor to get a share of the profits obtained by the deposit manager.

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Journal Info

Abbrev

jimpa

Publisher

Subject

Humanities Economics, Econometrics & Finance Social Sciences Other

Description

JIMPA: Jurnal Ilmiah Mahasiswa Perbankan Syariah merupakan buletin online nasional sebagai media untuk mengkomunikasikan hasil penelitian tentang permasalahan Perbankan Syariah. Jurnal ini mengemban misi menyebarluaskan berbagai hasil penelitian ilmiah mahasiswa. Jurnal ini hanya menerima dan ...