SEIKO : Journal of Management & Business
Vol 4, No 2 (2021): July - December

Aspek Pembiayaan Syariah Terhadap Profitabilitas Pada Bank Umum Syariah

Ratna Abdullah Abdullah (UIN Alauddin Makassar)



Article Info

Publish Date
22 Dec 2021

Abstract

Financing is still the most dominant activity in Islamic banks because it has an effect on profitability. Through financing efforts to improve the quality of productive assets can be realized. This study aims to examine the financing aspects, namely Musyarakah, Murabahah, Qardh and Ijarah that affect Profitability in Islamic Commercial Banks. Quantitative research using secondary data, namely the financial report data of 36-month Islamic Commercial Banks for the 2018-2020 period obtained from the Islamic banking statistics website. Data analysis used multiple linear regression which was processed through SPSS V.25. The results of the study found that a positive Musyarakah had no significant effect on profitability, while Qardh had a positive and significant effect on profitability. Meanwhile, Murabahah and Ijarah have a negative and significant effect on profitability.

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Journal Info

Abbrev

seiko

Publisher

Subject

Social Sciences

Description

The Journal Management & Business (SEJaman) provides a forum for academics and professionals to share the latest developments and advances in knowledge and practice of management business both theory and practices. It aims to foster the exchange of ideas on a range of important management subjects ...