<![CDATA[The purpose of this research is to obtain empirical evidence about the effects of non performing loan, loan to deposit ratio, interest rate risk and intellectual capital on convensional bank profitability that is listed on the Indonesia Stock Exchange (IDX) for the period of 2017-2019. This research used 30 samples and 90 data from convensional bank companies selected by the purposive sampling method. The data in this research were inputted and calculated using the Microsoft Excel program and processed using the Eviews 11.0 program. The result of this research indicate that non performing loan have a negative and no significant effect on profitability while loan to deposit ratio, interest rate risk and intellectual capital have a positive and significant effect on profitability.]]>
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