International Journal of Health, Economics, and Social Sciences (IJHESS)
Vol. 4 No. 2 (2022): April

Analysis of Earning Asset Quality Relation to Profitability at PT. Regional Development Bank (BPD) Central Sulawesi

Guasmin Guasmin (Management Study Program, Faculty of Economics, Univeristas Muhammadiyah Palu, Indonesia)



Article Info

Publish Date
12 Apr 2022

Abstract

PT. The Regional Development BANK (BPD) of Central Sulawesi is a regionally-owned enterprise. The existence of PT. The Regional Development BANK (BPD) of Central Sulawesi as a regional company has become a Trusted bank in Indonesia, Healthy, Developing, Developing Competitive, Appropriate Technology and Contributing to the Economic Growth of Central Sulawesi. This study reveals that the allowance for possible losses on earning assets is the part prepared to cover the risk of default from classified earning assets. With PPAP, the Company is able to minimize losses that are greater than losses caused by uncollectible productive assets. And the company's profitability is strongly influenced by the quality of its productive assets (because the company's main source of income comes from productive assets), quality productive assets are assets with a small default rate and the existing failure to pay can be covered by the level of prepared reserve funds (PPAP).

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Journal Info

Abbrev

IJHESS

Publisher

Subject

Economics, Econometrics & Finance Public Health Social Sciences

Description

nternational Journal of Health, Economics, and Social Sciences (IJHESS) is a peer-reviewed electronic international journal. This statement clarifies ethical behaviour of all parties involved in the act of publishing an article in this journal, including the author, the chief editor, the Editorial ...