Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences
Vol 5, No 2 (2022): Budapest International Research and Critics Institute May

Analysis of Financial Technology Regulation, Information Technology Governance and Partnerships in Influencing Financial Inclusion

Prisila Damayanty (Unknown)
Etty Murwaningsari (Unknown)
Sekar Mayangsari (Unknown)



Article Info

Publish Date
19 Apr 2022

Abstract

It aims to show that Indonesia's development of financial inclusion is still low in Southeast Asia, compared with Singapore, Malaysia, and Prisila Damayanty Thailand. Meanwhile, the efforts to increase financial inclusion have not achieved maximum results. There are many problems that occur in fintech business operations, so that the effective financial inclusion can not be realized optimally. This case is based on the literacy and research data sources obtained, such as regulatory aspects, IT governance and partnerships for financial inclusion. The Method is using multiple regression analysis, with a quantitative approach to causality. This type of research uses samples obtained from primary data that are quite safe and varied on registered and licensed Fintech companies in 2021. The results of statistical data processing represent the regulation and partnership cause positive effect significantly on financial inclusion, while information technology governance did not cause a positive effect to financial inclusion. Research is using questionnaire data has the potential to cause respondent subjectivity so that the answers are not relevant to the actual situation. In addition, the research data is also limited. Research contributions can provide information on a number of variables that become obstacles in increasing financial inclusion programs of the government through fintech companies.

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Journal Info

Abbrev

birci

Publisher

Subject

Religion Arts Humanities Economics, Econometrics & Finance Social Sciences

Description

Budapest International Research and Critics Institute (BIRCI-Journal) : Humanities and Social Sciences is a peer-reviewed journal published in February, May, August and November by Budapest International Research and Critics University Journal (BIRCU-Journal). BIRCI welcomes research papers in ...