MBA: Journal of Management and Business Aplication
Vol 5 No 1 (2022)

DETERMINANTS OF GROWTH OF MUDHARABAH DEPOSITS IN SHARIA COMMERCIAL BANKS IN INDONESIA

Ana Mufidah (Faculty of Economics and Business, University of Jember)
Novi Puspitasari (Faculty of Economics and Business, University of Jember)
Sophis Melaty (Faculty of Economics and Business, University of Jember)



Article Info

Publish Date
14 Feb 2022

Abstract

The growth of mudharabah deposits is the level of deposit of funds by Islamic bankcustomers (creditors) for a certain period of time using the profit sharing principle. This studywill empirically examine the effect of profit sharing, financing to deposit ratio (FDR), netperforming loan (NPF), and bank size as independent variables (X) on the growth ofmudharabah deposits at Islamic Commercial Banks in Indonesia. 2016-2019 years. Thepopulation used in this thesis research is the entire population of Islamic Commercial Banks(BUS) in Indonesia and registered with the Financial Services Authority. The sample in thisstudy was all Islamic Commercial Banks in Indonesia, which amounted to 14 BUS in 2016-2019 with sensus method. The data analysis method used in this research is descriptivestatistical method with multiple linear regression analysis. The results of this study that theprofit sharing ratio (TBH) has no significant effect , The liquidity ratio (FDR) has asignificant effect , The NPF ratio has no significant effect and The bank size ratio (SIZE) hasa significant effect on the variable growth of mudharabah deposits (Y) at Islamic CommercialBanks in Indonesia.

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Journal Info

Abbrev

mba

Publisher

Subject

Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

Description

BA : Journal of Management and Business Aplication is an interdisciplinary journal that seeks both theoretical and practical papers devoted to aspects of the subject matter indicated in the title. Topics will be drawn, but not limited to, the following areas: - Human Resource Management - Marketing ...