Randwick International of Social Science Journal
Vol. 2 No. 3 (2021): RISS Journal, July

Health Care Insurance and Moral Hazard

Hong Mao (Shanghai Second Polytechnic University, China)
Jin Wang (Unknown)

Article Info

Publish Date
31 Jul 2021

Abstract

In this article, we discuss how moral hazard affects health care insurance, the social benefit and the harmfulness of moral hazard in health care insurance. We also discuss the relationship between copayment rate and decease risks and indicate that it is necessary to reduce copayment ratio for serious decease in social health care insurance in order to generate social gain. Finally, we carry out sensitivity analysis to illustrate the effect of the change of important parameters on optimal copayment rate.

Copyrights © 2021




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Journal Info
Randwick International of Social Science Journal
Website

Abbrev

rissj

Publisher

RIRAI Publisher

Subject

Humanities Social Sciences

Description

The RISS Journal publishes research and analysis papers in the fields of social science include humanities such as anthropology, business studies, communication studies, corporate governance, criminology, history, culture, cross-cultural studies, ethics, education, economy, geography, philosophy, ...