International Journal of Islamic and Social Sciences (ISOS)
Vol. 1 No. 2 (2021): ISOS : International Journal of Islamic and Social Sciences

IMPLEMENTATION OF THE PRINCIPLE OF JUSTICE IN THE PROFIT-SHARING SYSTEM IN FINANCING MUDHARABAH at PT. BANK MUAMALAT INDONESIA Tbk. KCU MATARAM

Fitriani (Universitas Islam Negeri Mataram)
Suharti (Universitas Islam Negeri Mataram)



Article Info

Publish Date
14 Oct 2021

Abstract

This study aimed to determine the implementation of the principle of justice in the profit-sharing system on mudharabah financing at PT Bank Muamalat Indonesia Tbk. KCU Mataram. The research method was descriptive qualitative research. The data collection techniques were carried out using observation, interviews and documentation. Meanwhile, data analysis was carried out inductively using some steps consisting of data reduction, data presentation, and conclusions. The results showed that the profit-sharing system in mudharabah financing at PT Bank Muamalat Indonesia Tbk. KCU Mataram implemented a revenue sharing system using the profit projection method based on the customer's business results data and the customer's ability to pay in monthly installments. The principle of fairness in the profit-sharing system in mudharabah financing laid on the willingness of the parties ( sohibul maal and mudharib ) to bear the profits and losses proportionally according to the portion of their respective involvement.

Copyrights © 2021






Journal Info

Abbrev

isos

Publisher

Subject

Economics, Econometrics & Finance

Description

International Journal of Islamic and Social Sciences (ISOS) is an open access, peer-reviewed, and refereed journal published by The Islamic Economic and Business Faculty, Universitas Islam Negeri Mataram, Indonesia. The main objective of ISOS is to provide an intellectual platform for the ...