International Journal of Islamic and Social Sciences (ISOS)
Vol. 1 No. 3 (2021): Vol. 1 No. 3 (2021): ISOS : International Journal of Islamic and Social Science

E-MONEY AS A PAYMENT METHOD: “ANALYSIS OF MATARAM CITY PEOPLE IN USING ELECTRONIC MONEY”

Ilhamdi (Universiti Teknikal Malaysia Melaka)
Fuad Arif Rahman (Universiti Teknikal Malaysia Melaka)



Article Info

Publish Date
24 Dec 2021

Abstract

The research was conducted with the aim of identifying the factors influencing people's interest in using electronic money (e-money) using a quantitative descriptive approach. The researcher uses the technology acceptance model (TAM) as a conceptual framework that focuses on Perceived Usefulness, Perceived Ease of Use, Perceived Risk, and there are additional variables, namely Customer Attitude (Perceived Benefit) and behavioural intentions to use electronic money. An empirical data test was conducted based on data collected from 384 respondents, reliability analysis (Cronbach's Alpha Coefficient), validity test and multiple regression analysis were conducted to see the relationship between all variables. The final results show that perceived usefulness (PU), perceived ease of use (PEOU), perceived risk (PR), and customer attitudes (CA) have a significant positive effect on people's intentions to use electronic money (E-money).

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Journal Info

Abbrev

isos

Publisher

Subject

Economics, Econometrics & Finance

Description

International Journal of Islamic and Social Sciences (ISOS) is an open access, peer-reviewed, and refereed journal published by The Islamic Economic and Business Faculty, Universitas Islam Negeri Mataram, Indonesia. The main objective of ISOS is to provide an intellectual platform for the ...