JDEP (Jurnal Dinamika Ekonomi Pembangunan)
Vol 3 No 2 (2020): JDEP (Jurnal Dinamika Ekonomi Pembangunan)

Hubungan Makroekonomi terhadap Kinerja Keuangan pada Bank Konvensional dan Bank Syariah di Jawa Timur

Sishadiyati - (Fakultas Ekonomi dan Bisnis UPN Veteran Jawa Timur)
Chantya Anggi Kirana (Fakultas Ekonomi dan Bisnis UPN Veteran Jawa Timur)



Article Info

Publish Date
30 Jul 2020

Abstract

Macroeconomic factors can be said to have a relationship with the financial performance of banks, both conventional banks and Islamic banks. The condition of the banking sector in East Java is very vulnerable to economic shocks that occur. So it requires a very independent and good liquidity management. The existing banking sector is still very dependent on the policies made by the central bank and the government. Then if there is a financial difficulty caused by unfavorable macroeconomic conditions, then the bank's financial performance may also be disrupted. Based on the analysis of data that has been explained that macroeconomic factors such as GRDP, inflation rate, unemployment rate, BI Rate and exchange rate, which have a very large relationship to the performance of conventional banks and Islamic banks in East Java is the BI rate. This shows that the banking sector in East Java must pay special attention to the dynamics of macroeconomic factors that occur. Whereas the financial performance between Islamic banks and conventional banks shows a difference. This is because the management of bank financial performance between Islamic banks and conventional banks has a different policy.

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Journal Info

Abbrev

jdep

Publisher

Subject

Economics, Econometrics & Finance

Description

JDEP (Jurnal Dinamika Ekonomi Pembangunan) has been published since 2018 by the Department of Economics, Faculty of Economics and Business, National Veterans Development University, East Java. This journal is published twice a year in January and July. JDEP focuses on issues related to empirical ...