PENGARUH LITERASI KEUANGAN DAN INKLUSI KEUANGAN TERHADAP KEMAMPUAN PENGELOLAAN KEUANGAN PELAKU USAHA MIKRO ( STUDI KASUS PADA USAHA MIKRO KOTA PEKANBARU)

Putri Riantika
Haryetti Haryetti
Fitri Fitri

Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi
Vol 8, No 1 (2021): (Januari - Juni)

This study aimed to test and seek empirical evidence regarding financial literacy and financial inclusion whether it affects the financial management ability of micro-entrepreneurs in Pekanbaru City. The population of this research is micro business located in Pekanbaru City by determining a sample of 100 micro business units with five existing business clusters. The results of this study indicate that financial literacy has a effect and significant influence on the financial management ability of micro business actors and financial inclusion also has a effect and significant influence on the financial management ability of micro business actors.Keywords: financial literacy, financial inclusion, financial management ability of micro entrepreneurs, micro businesses.