Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah
Vol 7, No 2 (2022)

THE EFFECT OF RETURN ON ASSETS, BANK SIZE AND INFLATION ON SHARIA BANK EFFICIENCY IN INDONESIA AND MALAYSIA

Nur Fauziyah (Universitas Islam Negeri Maulana Malik Ibrahim Malang)
Guntur Kusuma Wardana (Universitas Islam Negeri Maulana Malik Ibrahim Malang)



Article Info

Publish Date
18 Jun 2022

Abstract

The purpose of this study was to determine the efficiency level of Islamic Commercial Banks in Indonesia and Malaysia, as well as the effect of Return on Assets (ROA), Bank size and inflation on the efficiency of Islamic banks in Indonesia and Malaysia partially and simultaneously for the period 2012-2020 using the Tobit regression test. The type of this research is quantitative research with a descriptive approach. The sampling method used purposive sampling with a total sample of 5 Islamic banks in Indonesia and Malaysia. The results showed that all state-owned Islamic banks in Indonesia during the study period showed efficient results, while the Khazanah Nasional Malaysia bank there was one Islamic bank that was still not efficient. The results of the Tobit regression test show that partially Return on Assets (ROA) has no significant effect on efficiency, while bank size and inflation have a significant effect on efficiency. Simultaneously ROA, Bank size and inflation have a significant effect on efficiency.

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Journal Info

Abbrev

Mas

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah (e-ISSN: 2580-5800; p-ISSN: 2527-6344) is a journal that is managed by the Islamic Banking Study Program, Muhammadiyah University of Surabaya and in collaboration with professional organizations, namely Ikatan Ahli Ekonomi Islam. This ...