Owner : Riset dan Jurnal Akuntansi
Vol. 6 No. 3 (2022): Artikel Volume 6 Issue 3 Periode Juli 2022

Pengaruh Gaya Hidup dan Kemampuan Literasi Keuangan terhadap Perilaku Konsumtif Belanja Online

sardiyo sardiyo (Universitas Bina Insan Lubuklinggau, Indonesia)
Martini Martini (Universitas Bina Insan Lubuklinggau, Indonesia)



Article Info

Publish Date
15 Jul 2022

Abstract

This study analyzes student consumptive behavior associated with lifestyle and financial literacy during the covid-19 pandemic. The study was conducted at 15 of the best universities in the province of South Sumatra, the version of Webometrics 2021. This study used a survey method by distributing questionnaires to students online. Based on the results of hypothesis testing, the structural equation model testing each indicator of lifestyle variables has a significant positive effect on student consumptive behavior and financial literacy has a significant negative effect on student consumptive behavior. Simultaneously lifestyle and financial literacy affect the consumptive behavior of students in online shopping in South Sumatra Province during the covid-19 pandemic. Lifestyle increases a person's consumptive behavior, but financial literacy is able to suppress consumptive behavior for better decision-making to shop online.

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Journal Info

Abbrev

owner

Publisher

Subject

Economics, Econometrics & Finance

Description

Owner (Riset dan Jurnal Akuntansi) adalah jurnal akademik yang berlandaskan nilai nilai keilmiahan. Owner diterbitkan 2 kali dalam setahun dengan periode Februari dan Agustus dipublikasikan oleh Program Studi Akuntansi Perguruan Tinggi Politeknik Ganesha Medan. Ruang Lingkup : Akuntansi Keuangan; ...