Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences
Vol 5, No 2 (2022): Budapest International Research and Critics Institute May

Effect of Religiosity, Profit and Loss Sharing, Trust and Financing Intentions at Indonesian Islamic Bank (BSI)

Dewi Nurjannah (Unknown)
Heri Pratikto (Unknown)



Article Info

Publish Date
11 May 2022

Abstract

Indonesia has a Muslim majority population and has a fairly large sharia banking business. The existence of the Indonesian Sharia Bank (BSI) creates competition between conventional bank managers to identify the strategy of the Indonesian Sharia Bank (BSI). The purpose of this study is to see how trust mediates religiosity, profit and loss sharing on MSME financing intentions. SPSS analysis and Sobel test were used in this study to see the role of mediation with a sample of 3 84 SMEs. The results of the study of religiosity have an influence on the beliefs and intentions of SMEs. Profit sharing Profit and Loss has an effect on trust but has no effect on MSME's intention to finance at BSI and Trust has a mediating role. In an effort to increase the factors that influence MSME's intention to finance, BSI Managers must create MSME trust, which provides the possibility for people of the Muslim faith to become financing customers.

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Journal Info

Abbrev

birci

Publisher

Subject

Religion Arts Humanities Economics, Econometrics & Finance Social Sciences

Description

Budapest International Research and Critics Institute (BIRCI-Journal) : Humanities and Social Sciences is a peer-reviewed journal published in February, May, August and November by Budapest International Research and Critics University Journal (BIRCU-Journal). BIRCI welcomes research papers in ...