JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Vol 2 No 1 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi, dan Manajemen

Peran BSI KCP Bojonegoro Suropati dalam Meningkatkan Usaha Mikro dan Menengah

Tesa Fahimatul Nurjanah (Unknown)
Sri Abidah Suryaningsih (Unknown)



Article Info

Publish Date
06 Jan 2022

Abstract

In developing a business requires a capital. This capital can improve and improve the condition of UMKM business actors. However, UMKM in Indonesia are currently experiencing problems with limited capital. Therefore, the role of financial institutions such as banks is needed to channel funds directly to people who need funds. UMKM business actors take financing in Islamic banks because it is a profit-sharing system and there is no interest or usury. Therefore, this study aims to determine the role of BSI KCP Bojonegoro Suropati in increasing micro and medium enterprises through murabahah financing. This study uses descriptive qualitative methods and by using primary and secondary data. Using data collection techniques of observation, interviews, and documentation. The results of this study indicate that the role of Bank Syariah Indonesia KCP Bojonegoro Suropati is to provide additional capital or financing to micro and medium enterprises in Bojonegoro Regency for working capital. After being provided with financing, micro and medium enterprises are able to increase their business with results such as increased income, expanding business, and increasing the workforce.

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Journal Info

Abbrev

JKM

Publisher

Subject

Humanities Computer Science & IT Economics, Econometrics & Finance Environmental Science Library & Information Science

Description

JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen (Online ISSN: 2774-2075) merupakan jurnal nasional yang diterbitkan oleh Lembaga Pusat Penelitian dan Pengabdian Masyarakat (LP2M) Universitas Muhammadiyah Enrekang bekerjasama dengan Forum Dosen Riset STMIK/STIE Insan Pembangunan dan Ikatan Doktor ...