Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review
Vol. 2 No. 1 (2022): Juni

Analysis of Capital Assistance for Micro Enterprises by the Service of Cooperatives and SMEs

Fathur Rahman Baihaki (Sharia Banking Study Program, Faculty of Islamic Economics and Business, State Islamic University of North Sumatra)
Mustapa Khamal Rokan (State Islamic University of North Sumatra)



Article Info

Publish Date
27 Apr 2022

Abstract

Micro, small, and medium enterprises are one of the main pillars of the national economy that must o tain the main opportunity, support, protection, and development as widely as possi le as a form of firm alignment with people's economic usiness groups, without neglecting the role of large usinesses and State-Owned Enterprises. One of the o stacles in developing micro-enterprises is limited capital and limited access to sources of capital. This research is a case study of micro usiness group capital assistance y the Department of Cooperativen andnSMEs, Mandailing Natal Regency. The purpose of this research is to analyze the differences in capital, sales turnover, and profits of micro usinesses that receive capital assistance. The approach used is a qualitative approach. The population in this study is a mem er of the group of micro usiness actors (KPUM) in Panya ungan Kota District who received capital assistance amounting to 30 people. This study shows that capital assistance from the Cooperatives and UKM Service can help micro-enterprises in Panya ungan District to increase capital, sales turnover, and profits, which refers to the varia les of capital differences, sales turnover, and profits after seeing efore and after o taining a loan. This means that the government's loan program through loan provisions can help develop micro-enterprises.

Copyrights © 2022






Journal Info

Abbrev

JER

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal EMBA REVIEW is a peer-reviewed journal. Journal EMBA REVIEW (Economics, Management, Business and Accounting) invites academics and researchers who do original research in the fields of economics, management, Business and accounting, including but not limited to: Economics Monetary Economics, ...