BALANCING Accountancy Journal
Vol 1, No 2 (2021): BALANCING: Accountancy Journal

ANALISIS TINGKAT KESEHATAN BANK DENGAN MENGGUNAKAN METODE RGEC PADA BANK BUMN PERIODE 2017-2020

Dwi Puspita Agustin (Universitas Gunadarma)



Article Info

Publish Date
04 Oct 2021

Abstract

Bank as an intermediary institution that is trusted to collect funds and channel them back to the community. In its activities, the bank must demonstrate the level of soundness as required. The bank soundness assessment system is regulated in 13/1/PBI/2011, namely Risk Profile, Good Corporate Governance, Earning and Capital (RGEC). This study aims to analyze the comparison of the soundness of state-owned banks and to determine the assessment of the soundness of banks based on the Risk Profile factor with the ratio of Non Performing Loans (NPL), Loan to Deposit Ratio (LDR), Profitability with the ratio of Return on Assets (ROA) and Capital with Capital Adequacy Ratio (CAR). This research methodology uses secondary data using a period of 4 years, namely 2017-2020. In this study the sample was taken by purposive sampling. In the results of the One Way - Analysis of Variance test on the risk profile and profitability factors, there are significant differences, while the capital factors of the four banks have no significant differences

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Journal Info

Abbrev

balancing

Publisher

Subject

Economics, Econometrics & Finance

Description

Berisi tentang hasil penelitian dan kegiatan pengabdian kepada masyarakat khususnya di bidang akuntansi, serta implementasinya di bidang manajemen keuangan dan ekonomi baik secara mikro dan makro yang diterapkan pada organisasi profit dan ...