Journal of Applied Islamic Economics and Finance
Vol 1 No 2 (2021): Journal of Applied Islamic Economics and Finance (February 2021)

Analisis Dampak DPK dan Pembiayaan terhadap Produktivitas Pengelolaan Dana Sosial Pada Bank Umum Syariah

Lisnawati Lisnawati (Program Studi D4 Keuangan Syariah, Politeknik Negeri Bandung)
Ruhadi Ruhadi (Jurusan Akuntansi, Politeknik Negeri Bandung)
Dadang Hermawan (Jurusan Akuntansi, Politeknik Negeri Bandung)



Article Info

Publish Date
28 Feb 2021

Abstract

Sharia bank has a function as a tamwil and baitul mal institution. This research aims to determine the influence of third-party funds and the financing channeled towards the receipt of social funds. In addition, this research also aims to find out the productivity of sharia banking in managing social funds using the DEA method with the Malmquist Index. Purposive sampling was used to collect data in this study. Based on the results of this study found that financing has a positive influence on the receipt of social funds, but third party funds have a negative influence on the receipt of social funds. Furthermore, based on the Malmquist Index found that 4 Syariah Banks experienced an increase in the productivity of social fund management while the other 3 Syariah Banks experienced a decrease in the productivity of social fund management, resulting from sharia banking's ability to use technology and information also the management improvements.

Copyrights © 2021






Journal Info

Abbrev

jaief

Publisher

Subject

Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Journal of Applied Islamic Economics and Finance is a journal published by the Accounting Department of Politeknik Negeri Bandung, Indonesia. JAIEF (e-ISSN: 2746-6213) is published thrice a year (October, February, and June). As the name implies, this journal brings two major themes, namely Islamic ...