Analisis Pengaruh NPF, CAR, dan FDR terhadap Profitabilitas Bank Umum Syariah di Indonesia Periode 2015-2019

Chika Damayanti (Program Studi D4 Keuangan Syariah, Politeknik Negeri Bandung)
Ade Ali Nurdin (Jurusan Akuntansi, Politeknik Negeri Bandung)
Rochmi Widayanti (Fakultas Ekonomi, Universitas Islam Batik Surakarta)

Journal of Applied Islamic Economics and Finance
Vol 2 No 1 (2021): Journal of Applied Islamic Economics and Finance (October 2021)

This study aims to analyze the effect of Non Performing Financing, Capital Adequacy Ratio and Financing to Deposit Ratio on the profitability of Indonesia’s Islamic Banks for the period 2015-2019 which is proxied by Return on Asset. The data in this study were obtained from Islamic Banking Statistics that published by Indonesia Financial Services Authority (OJK) from January 2015 until December 2019 with a total of 60 data. The method used is multiple linear regression analysis and the results shows that Non Performing Financing has a significant negative effect on Rerturn On Aasset, Capital Adequacy Ratio has a significant positive effect on Return On Asset and Financing to Deposit Ratio does not have a significant effect on Return On Asset.