EQIEN - JURNAL EKONOMI DAN BISNIS
Vol 11 No 1 (2022): EQIEN- JURNAL EKONOMI DAN BISNIS

ANALISIS PENGARUH FAKTOR INTERNAL DAN EKSTERNAL PADA NON PERFORMING LOAN (NPL) (Studidi Empiris Bank Umum Yang Terdaftar di BEI Periode 2017-2020)

Muchammad Azrial Akbar (Unknown)
Erma Setiawati (Unknown)



Article Info

Publish Date
28 Jul 2022

Abstract

This study aims to determine the effect of Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), Net Interest Margin (NIM), Operational Cost of Operating Income (BOPO), SBI Interest Rate, Inflation, Company Size, and Return On Assets ( ROA) simultaneously or partially on Non Performing Loans (NPL) in Commercial Banking Companies listed on the Indonesia Stock Exchange (IDX). The research population is general banking companies listed on the Indonesia Stock Exchange (IDX) in 2017-2020 as many as 47 companies with purposive sampling technique obtained 9 companies. The data analysis method used is multiple linear regression with a significance level of 0.005. The results showed that the Capital Adequacy Ratio (CAR), Inflation, and Return On Assets (ROA) had an effect on Non Performing Loans (NPL). Meanwhile, Loan to Deposit Ratio (LDR), Net Interest Margin (NIM), Operating Income Operating Expenses (BOPO), SBI Interest Rate, and Company Size have no effect on Non-Performing Loans (NPL).

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Journal Info

Abbrev

OJS

Publisher

Subject

Decision Sciences, Operations Research & Management

Description

Jurnal E-Qien adalah wadah informasi ilmiah bidang ilmu ekonomi dan bisnis, berupa hasil studi kepustakaan maupun studi empiris. Volume 6 Nomor 1 Bulan Februari Tahun 2019. Frekuensi terbitan 2 kali dalam ...