Al-Iqtishad : Jurnal Ekonomi
Vol 12, No 1 (2020): Al-Iqtishad

PENGARUH LOAN TO DEPOSIT RATIO DAN KUALITAS AKTIVA PRODUKTIF TERHADAP PENCAPAIAN LABA BANK PERKREDITAN RAKYAT (BPR) DI INDONESIA

Andi Ruslan (Sekolah Tinggi Agama Islam Negeri Watampone)



Article Info

Publish Date
01 Jun 2021

Abstract

AbstractThis study aims to : ( I ) To analyze the effect Loan to Deposit Ratio ( LDR ) to earnings after tax ( EAT) Rural Bank ( BPR ) in lindonesia ( 2 ) To analyze the effect ofthe quality of earning assets Loans ( KAP - Credit ) to earnings after tar ( EAT) Rural Bank ( BPR ) in lindonesia . ( 3 ) To analyze the effect Loan to Deposit Ratio ( LDR ) and Credit Assets Quality ( KAP - Credit ) simultaneously to earnings gfter tar ( EAT ) Rural Bank ( BPR ) in Indonesia. This study analyzed the effect of the Loan to Deposit Ratio ( LDR ) and the Assets Quality ( KAP ) Credit against net profit qfier tar ( E,4T ) on BPR Indonesia . As for the object of study consists of three variables consist of two (2) independent variables and one (I) dependent variable . independent variable in this study is LDR BPR ( Xl ) Assets Quality ( KAP ) Rural Credit ( ) , while the dependent variable is the net profit after tax of BPR ( EAT ) ( YI ) . The data used beginning in 2000-2012 and analyzed using descriptive statistics , multiple regression analysis using SPSS . The results obtained indicate that ( I ) Variable Loan to Deposit Ratio ( LDR ) no significant effect on profit after tar / Earnings After Tar ( EAT) . but a positive effect . ( 2 ) Variable Credit Assets Quality ( KAP - Credit ) influential significant and positive impact on profit after tar / earnings after Tar ( EAT) . ( 3 ) simultaneously indicates that both variables to Deposit Ratio ( LDR ) and Credit Assets Quality ( KAP - Credit ) significantly influence the profit after tax / Earnings Afier Tax ( EAT ) Kata Kunci: Loan To Deposit Ratio; Aktiva Produktif; Laba Bank.

Copyrights © 2020






Journal Info

Abbrev

aliqtishad

Publisher

Subject

Religion Economics, Econometrics & Finance Social Sciences

Description

Al-IQTISHAD: Jurnal Ekonomi. Journal that published by Institute Agama Islam Negeri (IAIN) Bone. The journal will focus on providing quality research in the areas of Islamic economics, banking and finance. The goal of the journal is to cover topics that are paramount in modern Islamic economics and ...