ANALISIS PEMBIAYAAN KREDIT PEMILIKAN RUMAH SYARIAH BAGI NASABAH BERPENGHASILAN RENDAH (Studi Kasus Di Bank Syariah Mandiri Kantor Cabang Pembantu Bogor Pomad)

Hilal Luddin
Tubagus Rifqy Thantawi (Insitut Agama Islam Sahid Bogor)
Azizah Mursyidah (Insitut Agama Islam Sahid Bogor)

Sahid Banking Journal
Vol 1 No 02 (2022): Mei 2022

The background of this research is the primary need in the form of a house, but until now it has not been fulfilled. Houses are very difficult to obtain for low-income people, even though there are already many financial institutions that can make it happen in fulfilling housing needs for low-income people. There are limitations set by financial institutions, one of which is a limit on the applicant's income, which adds to the difficulties mentioned above. Therefore, this problem is interesting to study, with the existence of a research problem formulation, namely how to analyze the financing of Sharia House Ownership Credit (KPR Syariah) for low-income customers (with case studies at Sharia Bank Bogor Pomad Mandiri Sub-Branch Offices or BSM KCP Bogor Pomad) . This research is a research field with qualitative methods of primary data, secondary data and interviews. The process of data analysis in this study uses descriptive analysis