Jurnal Akuntansi dan Keuangan
Vol. 1 No. 3 (2022): Juli 2022

Pengaruh Giro Wadiah, Tabungan Wadiah, Dan Deposito Terhadap Pertumbuhan Laba Bersih Di PT. Bank Muamalat Indonesia

Maratul Munawaroh (UIN Sulthan Thaha Saifuddin Jambi)
Sucipto (UIN Sulthan Thaha Saifuddin Jambi)
Bambang Kurniawan (UIN Sulthan Thaha Saifuddin Jambi)



Article Info

Publish Date
29 Jul 2022

Abstract

PT. Bank Muamalat Indonesia is one of the Islamic banking which has an important role almost the same as other banks and is tasked with collecting funds and distributing them to the public in the form of financing. Changes in profit can be influenced by deposit funds (wadiah current accounts and wadiah savings), and time deposits, assuming that wadiah demand deposits, wadiah savings, and time deposits. This study aims to determine how much influence Wadiah Current Account, Wadiah Savings, and Time Deposits on Net Profit Growth at PT. Bank Muamalat Indonesia. The type of research used in this research is quantitative research with a descriptive approach. The results showed partially that there was an effect of wadiah demand deposits on net income growth with a significance value of 0.001, there was an effect of wadiah savings on net income growth with a significance value of 0.050, and there was an effect of deposits on net income growth with a significance value of 0.018. Then simultaneously shows that there is an effect of wadiah demand deposits, wadiah savings and time deposits on the growth of net income at PT. Bank Muamalat Indonesia of 45.2% with a significance value of 0.005.

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Journal Info

Abbrev

akua

Publisher

Subject

Economics, Econometrics & Finance

Description

AKUA adalah Jurnal Akuntansi dan Keuangan yang diterbitkan empat kali setahun pada bulan Januari, April, Juli dan Oktober oleh Yayasan Pendidikan Penelitian Pengabdian Algero. Jurnal ini merupakan jurnal yang dapat akses secara terbuka bagi para Peneliti, Dosen dan Mahasiswa yang ingin ...