Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan
Vol 4, No 1 (2019): Januari - Juni 2019

PEMBIAYAAN MUDHARABAH DAN DAMPAKNYA TERHADAP OMSET USAHA MIKRO DI KOPERASI SIMPAN PINJAM PEMBIAYAAN SYARIAH EL-UMMA

TAMI NADIRAH (Institut Pertanian Bogor)
DENI LUBIS (Institut Pertanian Bogor)
ALLA ASMARA (Institut Pertanian Bogor)



Article Info

Publish Date
03 Jun 2019

Abstract

Micro Enterprise Sector is a sector that has an important  role in the economy of the country. However the number of problems still felt by the sector, one of them  is the problem of capital. Mudharabah  financing can be an alternative for micro businesses to resolve the problem. KSPPS El-Umma  is one of the institution  that offer Mudharabah  financing for micro business actors in developing their business. This study aims to analyze the effectiveness of mudharabah financing and its impact on business turnover.  The method that used in this research is descriptive analysis method  using Likert  scale to measure  the effectiveness level of financing disbursed and to describe the impact of financing  on business development  also using Ordinary  Least Square (OLS) method to determine the factors that influence the business turnover. The result of analysis with Likert scale as a whole mudharabah financing distributed by KSPPS has been classified as effective, and there is business development  after getting financing  seen from the increase of business turnover.  The Factors that influencing the turnover of business are the length of business, age, the amount  of financing  and the term of financing.

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Journal Info

Abbrev

almasraf

Publisher

Subject

Economics, Econometrics & Finance

Description

The journal is published twice a year in June and December. Contains scientific articles in the form of research, analysis study, theoretical study and review of studies in the field of banks and financial institutions. Publishing this journal aims to increase the quantity and quality to spread ...