Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan
Vol 4, No 1 (2019): Januari - Juni 2019

LITERASI KEUANGAN DALAM PERSPEKTIF MAHASISWA: (STUDI KASUS MAHASISWA FEBI IAIN LHOKSEUMAWE)

ISMAULINA ISMAULINA (Institut Agama Islam Negeri Lhokseumawe)
SURYANI SURYANI (Institut Agama Islam Negeri Lhokseumawe)



Article Info

Publish Date
03 Jun 2019

Abstract

Every individual wants a happy and prosperous life. To achieve that it takes knowledge of financial literacy in order for someone to avoid financial problems. This study aims to examine how the level of financialliteracy students majoring in Islamic economics Faculty of Economics and Business Islam (FEBI) IAINLhokseumawe. And whether the level of income affects the management and financial decisions of studentsof the Department of Sharia Economics FEBI IAIN Lhokseumawe. Respondents studied are students whocome from FEBI majoring in Sharia Economics amounted to 100 people. Mean and frequency test were usedin this study. The result of the study shows that the average score of financial literacy students of EconomicsDepartment of FEBI IAIN Lhokseumawe of 3.27 (65.4%) means that the level of student financial literacyis still far from the optimum or still quite enough, even close to the low category so it should be increasedespecially related to the knowledge of expenditure, credit, savings and investment. The average student incomelevel lies in the medium/moderate category of 56%. Giving meaning differences in student income levelsaffect financial management and make the right financial decisions.

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Journal Info

Abbrev

almasraf

Publisher

Subject

Economics, Econometrics & Finance

Description

The journal is published twice a year in June and December. Contains scientific articles in the form of research, analysis study, theoretical study and review of studies in the field of banks and financial institutions. Publishing this journal aims to increase the quantity and quality to spread ...