Journal of Computer System and Informatics (JoSYC)
Vol 4 No 1 (2022): November 2022

Penerapan Multi-Objective Optimization by Ratio Analysis (MOORA) Dalam Penyeleksian Kelayakan Nasabah Penerima Kredit

Agus Iskandar (Universitas Nasional, Jakarta)



Article Info

Publish Date
29 Nov 2022

Abstract

Rural Banks (BPR) play an important role in helping to solve financial problems for the community in providing credit, the bank must conduct careful research and calculations on customers. PT.BPR this bank has a difficult problem determining the amount of credit value desired by a customer. This is because assessing whether or not a customer is eligible to receive a credit score is not easy because it involves many factors that must be considered and analyzed properly. The Decision Support System is applied in this study as a system for selecting the eligibility of credit recipients. In determining the appropriate selection of credit recipients, they must meet criteria such as income, age, occupation, guarantee and number of dependents. Therefore, a Decision Support System (DSS) is needed in solving existing problems by applying the MOORA (Multi-Objective Optimization on the basis of Ratio Analysis) method which can generate preference values ​​from the first ranked alternative. So that the selection of the eligibility of credit recipients lies in alternative N3 on behalf of Nurhayati with a value of 0.22197.

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Journal Info

Abbrev

josyc

Publisher

Subject

Computer Science & IT Decision Sciences, Operations Research & Management Industrial & Manufacturing Engineering

Description

Journal of Computer System and Informatics (JoSYC) covers the whole spectrum of Artificial Inteligent, Computer System, Informatics Technique which includes, but is not limited to: Soft Computing, Distributed Intelligent Systems, Database Management and Information Retrieval, Evolutionary ...