INNOVATION RESEARCH JOURNAL
Vol 3 No 2 (2022)

The Effect of Financial Behavior Income and Financial Knowledge on Financial Satisfaction in UMKM in Lamongan City

Wilda Fajriyah (Universitas Muhammadiyah Gresik)
Anita Handayani (Universitas Muhammadiyah Gresik)



Article Info

Publish Date
27 Sep 2022

Abstract

The background in this study is behavior of finansial management in Lamongan UMKM tends to be less good. Which is influence by several factors, namely finansial behavior, income, and finansial knowladge. This study aims to test the Financial Behavior, Income, and Financial Knowledge on Financial Satisfaction UMKM in Lamongan City. This study uses quantitative methods. The population in this study amounted to 67, while the sampling used Probability Sampling technique using Non Probability sampling. The reason is because the population is below 100, so all are taken. The samples studied by the researchers were 67 UMKM in Lamongan City. The analysis technique uses instrument testing, classical assumption test, and hypothesis testing. For test tools using the Statistical Package for the Social Sciences (SPSS). The results of this study indicate that financial behavior has a positive and significant effect on financial satisfaction, income has a positive and significant effect on financial satisfaction, and financial knowledge has a positive and significant effect on financial satisfaction.

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Journal Info

Abbrev

innovation

Publisher

Subject

Religion Humanities Economics, Econometrics & Finance Engineering Languange, Linguistic, Communication & Media

Description

Innovation Research Journal (jurnal riset berinovasi) diterbitkan oleh lembaga Penelitian dan Pengabdian Masyarakat Universitas Muhammadiyah Gresik, dua kali setahun pada bulan Maret dan September, Tujuan dari Jurnal ini adalah untuk memfasilitasi para ilmuwan, peneliti dan praktisi bisnis untuk ...