Journal of Management and Islamic Finance
Vol. 2 No. 1 (2022): Journal of Management and Islamic Finance

INTERMEDIATION OF ISLAMIC COMMERCIAL BANKS IN REAL TIME GROSS SETTLEMENT TRANSACTIONS OF ISLAMIC BANKING IN INDONESIA

Muhamad Halik (Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda)
Akhmad Nur Zaroni (Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda)
Dedy Mainata (UINSI Samarinda)



Article Info

Publish Date
29 Jun 2022

Abstract

BI-RTGS is transferring funds with an essential function in the payment system and third-party funds as a factor to meet the current account balance which is a condition for BI-RTGS transactions. Bank financing is considered to be able to affect the number of BI-RTGS transactions. This research used 14 Islamic commercial banks registered as BI-RTGS participants. The results show that Islamic Commercial Bank Third Party Funds have a partial effect on the nominal amount of BI-RTGS transactions. Islamic Commercial Bank Financing has a partial effect on the nominal amount of BI-RTGS transactions. Third Party Funds and Islamic Commercial Bank Financing simultaneously affect the nominal amount of BI-RTGS transactions. In the determination coefficient test, the R Square value of third-party funds is 11.3% and financing is 4.1%. This means that the influence of third party funds is greater than the amount of the influence of financing on the nominal amount of BI-RTGS transactions in Islamic Banking in Indonesia.

Copyrights © 2022






Journal Info

Abbrev

jmif

Publisher

Subject

Religion Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice

Description

Journal of Management and Islamic Finance (JMIF) openly welcomes scholar, postgraduate students, and practitioners to submit their best research articles that correspond to the topics. This journal covers textual and empirical, as well as classical and contemporary researchers on Islam. Papers are ...