EQIEN - JURNAL EKONOMI DAN BISNIS
Vol 11 No 03 (2022): EQIEN- JURNAL EKONOMI DAN BISNIS

ANALISIS PERBANDINGAN TINGKAT KESEHATAN BANK SEBELUM DAN SAAT PANDEMI COVID-19 DI INDONESIA PADA BANK PEMBANGUNAN DAERAH MENGGUNAKAN METODE CAMEL

Minadi Wijaya (Universitas Wijayakusuma Purwokerto)
Shifa Ummu Zhaba (Unknown)
Krisnhoe Sukma Danuta (Unknown)
Ginanjar Adi Nugraha (Unknown)



Article Info

Publish Date
03 Dec 2022

Abstract

The purpose of this study was to identify and analyze different levels of bank health in terms of each aspect of CAMEL at Regional Development Banks (BPD) before and during the Covid-19 Pandemic in Indonesia in 2018-2021. The research method used is a quantitative method. The data used is secondary data in the form of banking annual reports for 4 years of observation, from 2018 to 2021. The population of this study amounted to 27 banks, the entire population was sampled using the Total Sampling/Census technique. The analytical method used is descriptive statistical analysis and One- Way Anova test. The results show that there is no significant difference between BPD's Capital (CAR), Asset (NPL), Management (NPM), and Earning (ROA) between before and during the Covid- 19 Pandemic in Indonesia, while BPD Liquidity (LDR) has a significant difference between before and during the Covid-19 Pandemic in Indonesia. Efforts that need to be made by BPD are to increase the provision of capital adequacy, company profits and short-term liability capabilities so that the ratio value increases so that even in crisis conditions it can maintain the healthy of its bank in the healthy category or even increase, not decrease. Keywords: Bank Health; CAMEL Method; and Covid-19 Pandemic.

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Journal Info

Abbrev

OJS

Publisher

Subject

Decision Sciences, Operations Research & Management

Description

Jurnal E-Qien adalah wadah informasi ilmiah bidang ilmu ekonomi dan bisnis, berupa hasil studi kepustakaan maupun studi empiris. Volume 6 Nomor 1 Bulan Februari Tahun 2019. Frekuensi terbitan 2 kali dalam ...