EQIEN - JURNAL EKONOMI DAN BISNIS
Vol 11 No 03 (2022): EQIEN- JURNAL EKONOMI DAN BISNIS

Peluang dan Tantangan Penggunaan Blockchain Technology pada Perbankan Syariah di Indonesia

Rafiqi Ihsan (Unknown)



Article Info

Publish Date
03 Dec 2022

Abstract

The rapid development of technology will have a significant impact on the use of Blockchain technology in Islamic Banking. The aim of this research to find out the opportunities and challenges facing Islamic banking when applying Blockchain technology. This study uses qualitative methods. Authors use secondary data obtained from nationally and internationally accredited published papers as well as credible media articles. The results of this study explain that there are three main aspects that are opportunities as well as challenges faced by Islamic banking in the use of Blockchain technology; First, the development of Blockchain companies in the financial sector demands that human resource conditions have a capable ability in managing Blockchain in Islamic banking. Second, increased internet penetration and transactions in Blockchain systems require equalization of the internet and enlarged blocksize. Third, there need to be specific regulations from Bank Indonesia and Otoritas Jasa Keuangan related to the use of Blockchain technology in Islamic Financial Institutions, the optimization of secure data governance, and the availability of audit mechanisms.

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Journal Info

Abbrev

OJS

Publisher

Subject

Decision Sciences, Operations Research & Management

Description

Jurnal E-Qien adalah wadah informasi ilmiah bidang ilmu ekonomi dan bisnis, berupa hasil studi kepustakaan maupun studi empiris. Volume 6 Nomor 1 Bulan Februari Tahun 2019. Frekuensi terbitan 2 kali dalam ...