Jurnal Ekonomi Kuantitatif Terapan
2022: Vol. 15, No. 2, Agustus 2022 (pp.162-339)

Influence Of Financial Technology (E-Wallet) On MSMEs’ Turnover In Denpasar

Ketut Shanti Cintya Devi (Fakultas Ekonomi dan Bisnis Universitas Udayana)
Ida Bagus Putu Purbadharmaja (Unknown)



Article Info

Publish Date
18 Aug 2022

Abstract

MSME is a sector that is able to support economic growth in Indonesia. The existence of MSMEs helps the government in absorbing labor. Current technological advances encourage MSME actors to be able to adapt to technology. Technological developments in the payment system are known as Fintech. The use of technology is a choice based on several factors, so the purpose of this study is to determine the effect of business location, education level, and type of business on the turnover of MSMEs that have used Fintech products, namely E-wallet as a transaction tool. This research was conducted in Denpasar City by targeting medium category MSMEs with a sample of 89 respondents, the instruments used were questionnaires and observations. Analysis of the data used in this study is 2SLS. The results of this study indicate that the variables of type of business, education level, business location, and decisions on the use of E-wallet have an effect on MSME turnover. Partially the independent variables that affect the turnover of MSMEs are the type of business, education level, and the decision to use E-wallet.

Copyrights © 2022






Journal Info

Abbrev

jekt

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal Ekonomi Kuantitatif Terapan is an academic journal focused on publishing empirical research papers, with a particular emphasis on the use of quantitative analysis tools—such as econometrics, parametric and non-parametric statistics, descriptive statistics, input-output analysis, computable ...