Bank Wakaf Mikro Sebagai Alternatif Pembiayaan Modal Pelaku UMKM Yang Efektif

Rahib, Muhammad Akbar
Ramadhan, Muhammad Rizky
Fadhillah, Muhammad Fakhri

Diponegoro Journal of Islamic Economics and Business
Vol 1, No 3 (2021): September

Micro, Small, and Medium Enterprises (MSMEs) are business activities that are able to expand employment opportunity, activate economic activities more broadly, reduce economic inequality and increase income of society, boost economic growth and so on. Besides its large contribution to the national economy, this enterprises face capital adequacy and also human resources as its challange. Therefore, this article proposes Micro Waqf Bank (Bank Wakaf Mikro, BWM) as a alternative financing institution to micro, small and medium enterprises. Using a qualitative approach, hopefully this BWM can enhance standard of living of society and also can reduce inequality and poverty.