Humanis : Jurnal Ilmu-Ilmu Sosial dan Humaniora
Vol 14 No 2 (2022): Juli

KEUANGAN KOPERASI SIMPAN PINJAM DAN PEMBIAYAAN SYARIAH MAWAR JATIM

Have Zulkarnaen (Universitas Islam Darul ‘Ulum Lamongan)
Fatichatur Rachmaniyah (Universitas Islam Darul ‘Ulum Lamongan)



Article Info

Publish Date
31 Jul 2022

Abstract

ABSTRACT This type of research is quantitative descriptive research. The analysis method used is financial ratio analysis. The results of the study show that: (1) the cash ratio in 2018-2020 is included in the bad criteria because it is still below the predetermined standard, the cash ratio value is 26.06%, 34.73%, 66.56%. (2) the DtAR in 2018-2020 has increased, namely 85.29%, 77.81%, 76.83% with unfavorable criteria. (3) the DtER in 2018-2020 there is quite an increase in the ratio, but it is still in bad criteria. (4) ROA in 2018-2020 fluctuated, namely 2.26%, 5.24%, 3.16% with fairly good criteria. (5) ROE in 2018-2020 fluctuated, namely 18.23%, 30.96%, 13.64% with good criteria. (6) the NPM in 2018-2020 fluctuated, namely 33.75%, 62.06%, 58.47% with very good criteria. The Mawar Jatim needs to increase its cash and should reduce the amount of its debt. ,

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Journal Info

Abbrev

HUMANIS

Publisher

Subject

Humanities Social Sciences

Description

Humanis, Journal Ilmu-ilmu Sosial dan Humaniora is a journal published by the Lembaga Penelitian dan Pengabdian Masyarakat Universitas Islam Darul Ulum Lamongan Indonesia with its main aim to disseminate critical and original analysis from researchers and academic practitioners on various ...