Valid Jurnal Ilmiah
Vol 20 No 1 (2022)

Evaluasi Skema Kredit terhadap Peningkatan Profitabilitas

Zulfatun Ruscitasari (Universitas Nahdlatul Ulama Yogyakarta)
Noris Noris (Universitas Nadhlatul UlamaYogyakarta)
Galuh Ratna Mutia (STIE AMM Mataram)



Article Info

Publish Date
30 Dec 2022

Abstract

This study aims to identify the accounting information system for providing credit to the profitability of the Dewi Kunti Women's Cooperative. The research data collection method was obtained from interview techniques and data documentation, while the data sources used primary data and secondary data. The qualitative descriptive data analysis technique was chosen as the method of analysis in this study. This was done by analyzing financial ratios, namely the ratio of liquidity, solvency, profitability, and activity ratio. The results of the research based on the results of interviews with the Dewi Kunti Women's Cooperative show that there are two reasons that influence credit to profitability, namely the lack of analysis of how the credit scheme is applied to the Dewi Kunti Women's Cooperative and policies on how the effectiveness of the credit scheme in increasing profitability, but in the procedure for granting credit more optimized to prevent problem loans.

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Journal Info

Abbrev

valid

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

VALID addresses the broad area of management science, accounting, and business. We welcome quantitative and qualitative studies with high-quality, rigorous methods, and strong impact on the field. Topics covered include, but not strictly limited to: Business and management strategy Marketing ...