Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan
Vol. 4 No. 1 (2023): Januari

The Effect of E-Wallet and E-Money on Consumptive Behavior of the People of Bengkulu City

Muji Lestari (Fakultas Ekonomi Manajemen Universitas Dehasen Bengkulu)
Ahmad Soleh (Unknown)
Suswati Nasution (Unknown)



Article Info

Publish Date
29 Jan 2023

Abstract

The purpose of this study was to determine the extent of the influence of E-Wallet and E-Money on the consumptive behavior of the people of Bengkulu City. This research is quantitative descriptive. The method used is a questionnaire. The sample of this research is 100 respondents. The results showed that multiple linear regression obtained Y = 29.600 + 0.197 (X1) + 0.202 (X2) + 3.394, meaning that there was a positive or unidirectional relationship between E-Wallet (X1), and E-Money (X2) on the consumptive behavior of urban communities. Bengkulu. The results of the e-wallet test (X1) show tcount 4.019 > ttable 1.984 and a significance of 0.000 <0.05, then the results of the hypothesis Ha are accepted and Ho is rejected, meaning that e-wallet has a positive and significant effect on the consumptive behavior of the people of Bengkulu city. The results of the e-money test (X2) show tcount 3.186 > ttable 1.984 and a significance of 0.000 <0.05, then the results of the hypothesis Ha are accepted and Ho is rejected, meaning that e-money has a positive and significant effect on the consumptive behavior of the people of Bengkulu city. Furthermore, the result of the ftable value is 11.784 > 2.70, it is concluded that the hypothesis is accepted, meaning that there is a simultaneous effect between e-wallet (X1) and e-money (X2) on the variable of consumptive behavior (Y) of the people of Bengkulu city. This can be seen at the significance level of 0.000 < 0.05.

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Journal Info

Abbrev

JURNALEMAK

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Journal of Economics, Management, Accounting and Finance is an online journal with full reference (double-blind peer review) and open access for academics, researchers, postgraduate students, early career researchers and university students, published by ADM Publisher Bengkulu, Indonesia.Jurnal Emak ...