ETNIK : Jurnal Ekonomi dan Teknik
Vol 1 No 12 (2022): ETNIK : Jurnal Ekonomi dan Teknik

Analisis Anuitas Kredit Motor Honda Revo FI Fit

Maudhunah Almunawaroh, Nurul (Unknown)
Kustiawati, Dedek (Unknown)
Fardania, Hilda (Unknown)
Melinda Sulton, Nindi (Unknown)



Article Info

Publish Date
20 Dec 2022

Abstract

Along with the many needs of the community for their lives, especially in motorized vehicles, many financial institutions provide credit facilities to make it easier for people who want to own a motorbike in the near future but are constrained by costs. One of the institutions that provide a credit system is Honda. Honda has launched many kinds of products, one of which is Revo FI FIT. To attract buyers, Honda provides various installment offers with loan amounts and terms. The data used in this study is secondary data in the form of qualitative data by searching documents from the Honda Cengkareng website which was updated on November 30, 2022. In this study, we will analyze whether the installment calculation is in accordance with the annuity theory or not. Based on the results of data processing by calculating the theoretical formula of compound interest and ordinary annuities, it is found that the calculation of the motorcycle loan annuity is not in accordance with the ordinary annuity theory, where the installments using the ordinary annuity theory are smaller than the installments listed on the web.

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Journal Info

Abbrev

etnik

Publisher

Subject

Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Electrical & Electronics Engineering Industrial & Manufacturing Engineering Mechanical Engineering

Description

ETNIK : Jurnal Ekonomi dan Teknik provides a means for ongoing discussion of the relevant issues that fall within the focus and scope of the journal that can be examined empirically. This journal publishes research articles in the Economic History, Applied Economics, Business and Finance, ...