JIEBS: Journal of Islamic Economics and Bussiness Studies
Vol. 1 No. 2 (2022): Journal of Islamic Economics and Bussiness Studies

Pengaruh Reputasi Dan Produk Bank Terhadap Keputusan Menabung Pada Bank Mandiri Cabang Sungai Penuh

Pepi Priola (Institut Agama Islam Negeri Kerinci, Jambi)
Elvi Nilda (Institut Agama Islam Negeri Kerinci, Jambi)
Tiara Tiara (Institut Agama Islam Negeri Kerinci, Jambi)



Article Info

Publish Date
30 Dec 2022

Abstract

The Bank Mandiri Sungai Penuh pays close attention to the products demanded by its customers. Its outstanding features contribute to its reputation being well-known among the general public. The aim of the research is to determine: 1) the effect of reputation on savings decision at Bank Mandiri Sungai Penuh branch, 2) the effect of the bank's products on savings decision at Bank Mandiri Sungai Penuh branch, and 3) the combined effect of reputation and product on savings decision at Bank Mandiri Sungai Penuh branch. This is a quantitative research. The research variables are Reputation of the Bank (X1), Bank's Products (X2), and Savings Decision (Y). The population is all customers of Bank Mandiri Sungai Penuh branch with a sample of 40 customers. The research instrument is a likert scale questionnaire. Data analysis techniques include Normality Test, Validity Test, Heteroscedasticity Test, Linearity Test, and Multiple Linear Regression Analysis. The results show that reputation (X1) has an impact on savings decision at Bank Mandiri Sungai Penuh branch, as indicated by t-statistic 4.550 < t-table 2.024 and significance level 0.000 > 0.05. Similarly, the bank's product variable (X2) also affects the savings decision variable at Bank Mandiri Sungai Penuh branch, as shown by t-statistic 2.405 > 2.024 and significance level 0.021 < 0.05. The F-test results show that both Reputation and Bank's Products have a combined effect on Savings Decision at Bank Mandiri Sungai Penuh branch, as indicated by F-statistic 317.707 > F-table 3.25 and significance level 0.000 < 0.05.

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Journal Info

Abbrev

JIEBS

Publisher

Subject

Economics, Econometrics & Finance

Description

The aim of the journal is to communicate and as the media of academic socialization by providing a platform for publication of research in the fields of Islamic economics, finance, microfinance, banking, insurance, halal industry, social finance and poverty alleviation, law and sharia issues in ...