Jurnal Ipteks Terapan : research of applied science and education
Vol. 14 No. 4 (2020): Jurnal Ipteks Terapan ( Research of Applied Science and Education )

Analysis of Non-Cash Payment Systems (E-Money) on MSME Transactions Using Analytical Hierarchy Process (Ahp) Approach

Aulia Fitrul Hadi (Universitas Putra Indonesia “YPTK” Padang)
Idrizon Idrizon (Universitas Putra Indonesia “YPTK” Padang)



Article Info

Publish Date
31 Dec 2020

Abstract

Non-cash transactions in Indonesia are still low, one of which is triggered by the low involvement of small and medium enterprises (SMEs) retail in Indonesia who have not implemented non-cash transactions in their business environment. This study aims to analyze factors supporting the implementation of non-cash transactions in retail SMEs. The method used in this research is by Analytical Hierarchy Process (AHP) approach. The results of the study found that non-cash transactions implementation can be improved by maximizing potential carrying capacity: (1) Speed, (2) Security, (3) Efficiency / Practice, (4) Value of money, and (5) Government program. The main supporting factor that gets the highest priority is efficiency or practicality of 23%

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