EKONOMIS : Journal of Economics and Business
Vol 7, No 1 (2023): Maret

Pengaruh Literasi Keuangan, Pengetahuan Keuangan, dan Sikap Keuangan Terhadap Kinerja Keuangan pada Pelaku UMKM Bisnis online di Bantul

Ayu Hanasri (Unknown)
Risal Rinofah (Unknown)
Pristin Prima Sari (Unknown)



Article Info

Publish Date
26 Mar 2023

Abstract

Economic growth cannot be separated from industrial development and advances in technology. Evidence of advances in technology is the existence of small businesses that run their businesses online. However, MSMEs/online entrepreneurs often experience fraud for investment reasons. One way to overcome these problems is to increase financial literacy, financial knowledge and financial attitudes so that people are financially literate and existing financial service products. Increasing financial literacy, financial knowledge and financial attitudes are the basic capital that is needed by online business MSMEs to minimize risks in management or decision making in order to improve financial performance. The purpose of this study was to examine the effect of financial literacy, financial knowledge, and financial attitudes on financial performance in online business MSMEs in Bantul. This study used a quantitative method using primary data obtained from questionnaires which were distributed online to online business MSMEs in Bantul, totaling 77 samples. The results of this study indicate that each financial literacy variable has an effect on financial performance, financial knowledge has an effect on financial performance, financial attitude has an effect on financial performance. Financial literacy, financial knowledge and financial attitudes influence financial performance.

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Journal Info

Abbrev

ojsekonomis

Publisher

Subject

Economics, Econometrics & Finance

Description

Ekonomis: Journal of Economics and Business diterbitkan oleh Lembaga Penelitian dan Pengabdian pada Masyarakat Universitas Batanghari Jambi, Jurnal ini mencakup bidang ilmu Ekonomi Manajemen, Ekonomi Pembangunan, Akuntansi dan Bisnis. Ekonomis: Journal of Economics and Business Jurnal ini ...