JEP (Jurnal Ekonomi Pembangunan)
Vol 11, No 1 (2021): JEP (Jurnal Ekonomi Pembangunan)

ANALISIS TINGKAT LITERASI KEUANGAN PADA USAHA MIKRO DI KOTA KENDARI SULAWESI TENGGARA

Christofel Filemon Dirman (Unknown)
Muhammad Natsir (Unknown)
Irmawatty Paula Tamburaka (Unknown)



Article Info

Publish Date
07 Sep 2022

Abstract

The purpose of this study is to determine the level of financial literacy in micro enterprises that are actively running their business in Paddy's Market, Korem Side Market, and Kendari City's Anduonohu Market. This technique is used because the population is high and not homogeneous, and also proportionally stratified. The data collection technique used was questionnaire data which would be distributed to respondents. The method used is a qualitative descriptive analysis method with field data analysis based on 15 financial literacy indicators used by (Widayati, 2012), and also based on the levels used by the Financial Services Authority (OJK), namely: well literate, sufficient literate, less literate and not literate. The results of this study indicate that the level of financial literacy of micro-business traders in the three markets in Kendari city, namely Paddy's Market, Korem Side Market, Anduonohu Market is in the less literate category based on the level of knowledge and skills possessed. This is due to a lack of knowledge in managing finances, financial service products as well as a lack of education level and monthly income earned by micro-entrepreneurs while they are still actively doing business in Paddy's market, Korem side market, and Anduonohu market.

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Journal Info

Abbrev

JEP

Publisher

Subject

Religion Economics, Econometrics & Finance

Description

1. Jurnal Ekonomi Pembangunan memuat hasil-hasil penelitian yang berhubungan dengan ekonomi, baik skala lokal, nasional maupun internasional. Beberapa topik yang terkait dengan kajian ekonomi, yaitu: Ekonomi Moneter, Kebijakan Fiskal, Ekonomi Industri, Ekonomi Politik, Ekonomi Sumber daya Manusia ...