Banque Syar'i : Jurnal llmiah Perbankan Syariah
Vol. 7 No. 2 (2021): Juli - Desember 2021

Dialog Pemikiran tentang Norma Riba, Bunga Bank, dan Bagi Hasil di Era Revolusi Industri 4.0

Hisam Ahyani (Islamic University of Miftahul Huda Al Azhar (STAIMA) Banjar City, West Java, Indonesia, and Student of Doctoral program in Islamic Law, Consestration of Sharia Economic Law, UIN Sunan Gunung Djati, Bandung, Indonesia)
Muharir Muharir (President of Islamic University of Miftahul Huda Al Azhar (STAIMA) Banjar City, West Java, Indonesia and Student of Doctoral program in Islamic Studies UIN Saizu Purwokerto)



Article Info

Publish Date
30 Apr 2023

Abstract

This study aims first, to determine the concept of norms in usury norms, bank interest, and profit sharing among scholars in the era of the industrial revolution 4.0. Second, to find out the comparison between the profit sharing system in syari'ah banking with the interest system in conventional banking in the past and present perspective of the Ulama in the Industrial Revolution 4.0 Era. Third, to determine the impact of bank interest (usury) on the country's economy in the era of the industrial revolution 4.0. This type of research is included in the category of normative legal research. The method used in this research is library research, with a qualitative research methodology, using a statutory approach, a historical approach, a comparative approach and a conceptual approach. This research found that the Norma of Riba in Islamic Economics is a khilafiyah problem as well as the law of Bank Interest, in principle, mutual tolerance and mutual respect and respect for inter-opinions must be put forward. This is because each group of ulama has devoted their energy to seeking the law of the problem, and in the end their opinion remains different. Profit sharing norms in Islamic economics are an innovative step in an Islamic economy that is not only in accordance with people's behavior, but more than that profit sharing is a social balance step in obtaining economic opportunities. Thus, the profit sharing system can be seen as a more effective measure to prevent conflict between the rich and the poor from occurring in social life. The impact of Bank Interest (Riba) on the Country's Economy, among others, has an impact on several sectors including the Economic Impact. Social Impact, the social impact of society related to Riba in terms of unfair income. Impact of Company Resilience, only companies that have resilience will survive.

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Journal Info

Abbrev

bs

Publisher

Subject

Economics, Econometrics & Finance

Description

Banque Syar’i : Jurnal Ilmiah Perbankan Syari'ah, diterbitkan enam bulan sekali oleh Jurusan Perbankan Syariah pada Fakultas Ekonomi dan Bisnis Islam, UIN Sultan Maulana Hasanuddin Banten, berdasarkan pada Keputusan Rektor Nomor In.10/F.II/HK.00.5/841/2015 Tanggal 21 April 2015. Pertama ...