SEIKO : Journal of Management & Business
Vol 6, No 1 (2023): January - Juny

Profitability Factors Using the Loans to Deposits Ratio as a Moderating Variable

Jabida Latuamury (PPs STIE Amkop Makassar)
Pandu Adi Cakranegara (Unknown)
Ribka Sari Butar- butar (Unknown)
Samuel PD Anantadjaya (Unknown)



Article Info

Publish Date
08 Apr 2023

Abstract

The establishment of a banking company can benefit the economy and the welfare of the people. Banking institutions lend money to the public in order to keep the economy running smoothly. Banks' primary goal is to increase profits or profitability, which is measured by the value of Return on Assets (ROA). Several factors, including non-performing loans (NPLs) and capital adequacy, can have an impact on profitability (CAR). The goal of this study is to determine the impact of NPLs and CARs on profitability (ROA) using the Loan to Deposit Ratio (LDR) as a moderating variable. Financial statements of publicly listed companies (Tbk) of public and government private banks registered with the Financial Services Authority serve as secondary research data (OJK). Keywoard : Profitability, Loans to Deposits Ratio (LDR), Moderating Variable

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Journal Info

Abbrev

seiko

Publisher

Subject

Social Sciences

Description

The Journal Management & Business (SEJaman) provides a forum for academics and professionals to share the latest developments and advances in knowledge and practice of management business both theory and practices. It aims to foster the exchange of ideas on a range of important management subjects ...