Analisis Diskon Bunga Kredit Dan Pelayanan One Day Service Terhadap Pengambilan Keputusan Kredit ASN Di Bank Jatim Cabang Kediri

Herdian Ayik Cahyaning Mukti (Magister Manajemen, Universitas Islam Kadiri)

Otonomi
Vol 23 No 1 (2023): Otonomi

This research is motivated by the high public interest in loans by providing credit interest discounts and One Day Service services for ASN credit decision making at Bank Jatim. Kediri Branch is one of the financial institutions that focuses on distributing ASN credit. This study aims to determine the effect of discount on credit interest, One Day Service and on credit decisions at Bank Jatim Kediri. The sample in this study amounted to 100 respondents credit customers at Bank Jatim. The results showed that the discount on credit interest on ASN credit decision making at Bank Jatim Kediri Branch had a positive and significant effect on credit decision making.